ocfs2: Count more refcount records in file system fragmentation.

index 3ac5aa7..b75ecd8 100644
@@ -2436,16 +2436,26 @@ static int ocfs2_calc_refcount_meta_credits(struct super_block *sb,
 		len = min((u64)cpos + clusters, le64_to_cpu(rec.r_cpos) +
 			  le32_to_cpu(rec.r_clusters)) - cpos;
 		/*
-		 * If the refcount rec already exist, cool. We just need
-		 * to check whether there is a split. Otherwise we just need
-		 * to increase the refcount.
-		 * If we will insert one, increases recs_add.
-		 *
 		 * We record all the records which will be inserted to the
 		 * same refcount block, so that we can tell exactly whether
 		 * we need a new refcount block or not.
+		 *
+		 * If we will insert a new one, this is easy and only happens
+		 * during adding refcounted flag to the extent, so we don't
+		 * have a chance of spliting. We just need one record.
+		 *
+		 * If the refcount rec already exists, that would be a little
+		 * complicated. we may have to:
+		 * 1) split at the beginning if the start pos isn't aligned.
+		 *    we need 1 more record in this case.
+		 * 2) split int the end if the end pos isn't aligned.
+		 *    we need 1 more record in this case.
+		 * 3) split in the middle because of file system fragmentation.
+		 *    we need 2 more records in this case(we can't detect this
+		 *    beforehand, so always think of the worst case).
 		 */
 		if (rec.r_refcount) {
+			recs_add += 2;
 			/* Check whether we need a split at the beginning. */
 			if (cpos == start_cpos &&
 			    cpos != le64_to_cpu(rec.r_cpos))